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Coldwell Banker Individual Short Term Disablity (ISTD) Benefit

ISTD Benefit

ENROLL BY SEP 12, 2019

We are pleased to inform you that you are one of the select Coldwell Banker agents eligible to acquire $3,000 of Individual Short Term Disability (ISTD) insurance. For only 1-4% of your income, you can obtain $3,000 of monthly tax-free disability insurance coverage without submitting to the full medical and financial underwriting process.

In order to participate in the Individual Short Term Disability (ISTD) benefit, agents must apply online by September 12, 2019. If a reduction of personal income due to a disability would create a financial hardship for you and your family, we urge you to carefully consider participating in the Coldwell Banker ISTD benefit.

WebisodesLearn more about Individual Short Term Disability (ISTD).

What exactly is an Individual Short Term Disability (ISTD) benefit?

Individual Short Term Disability Insurance is designed to temporarily replace your earnings if you are unable to work because of an illness or accident.


What is the definition of disability?

Disability means that you are unable to perform the material and substantial duties of your occupation; and not engaged in any other occupation.


Please complete your enrollment online at:

If you have any questions about the Coldwell Banker ISTD benefit, please contact Unum, our individual short term disability insurance carrier, at (123) 456-7890 or via e-mail at